Build a More Stable, Loyal Workforce

Hayvn is an employer-sponsored emergency savings benefit that helps employees access cash when life happens — without loans or credit checks. It’s a modern alternative to payday advances or high-interest credit. 

Employers offer Hayvn as a voluntary benefit (like a 401k or HSA). Employees can automatically contribute a few dollars per paycheck into their Hayvn balance. You can choose to match or seed accounts if desired. Funds are FDIC-insured and instantly available to employees for emergencies. 

No. Hayvn never lends money, collects interest, or accesses future wages. All funds belong to the employee from day one. 

Financial insecurity is one of the top drivers of absenteeism and job switching. Hayvn provides employees with peace of mind — helping you retain trained, reliable team members while improving morale and productivity. 

You can offer Hayvn free to your company (employee-funded only) or co-funded with small employer contributions or matches. Pilot partners receive no-cost setup and preferred pricing for future expansion. 

All employee savings are held in FDIC-insured accounts through Hayvn’s U.S. partner banks. Hayvn never co-mingles funds, invests them, or touches payroll accounts directly. 

Pilot programs can typically be activated in 2–4 weeks once payroll integration is approved. Early adopters get full onboarding support and employee materials provided by Hayvn. 

No. Hayvn, LLC (Watford City, ND) is a U.S.-based financial wellness company with no connection to HAYVN Global or any digital asset platforms.