Your Personal Safety Net, Backed by Your Employer

Hayvn is a simple, automatic way to build your own emergency savings through your paycheck. It’s not a loan or a credit product — it’s your money, set aside safely for when you need it most.  

You choose how much to save each paycheck. That money goes straight into your personal, FDIC-insured Hayvn account. When an emergency comes up, you can transfer funds instantly — no forms, no approvals. 

If your employer offers Hayvn, you can enroll easily through your HR or payroll portal. If not, you can join the waitlist and we’ll contact your employer about offering it. 

Yes. Your funds are always available to you, 24/7. There are no penalties, minimums, or waiting periods. 

No. Hayvn doesn’t lend or front you money. Everything you withdraw is yours — savings you’ve already built.

Your Hayvn account stays yours. It’s portable, which means you can take it with you to your next job or keep using it independently. 

Yes. All funds are held in FDIC-insured partner banks and protected up to the standard federal insurance limits. Your personal data is encrypted and never shared or sold. 

No. Employers only see general participation numbers (how many employees have joined). Your balances and transactions are 100% private. 

There are no hidden fees. Many employers cover all costs, and pilot participants may have zero fees during testing phases. 

Even $10 –$20 per paycheck can make a difference over time. Hayvn makes it easy to start small and build confidence as your savings grow. 

Hayvn is launching through pilot employers now, with national rollout planned for 2026. Join the waitlist to be first in line when it opens to the public. 

No. Hayvn, LLC is based in Watford City, North Dakota, and operates only within U.S. banking and payroll systems. We are not affiliated with HAYVN Global or any digital-asset platform.